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Finance IT Blog

Olga Vinichuk

Insurance IT Consultant and Lead Business Analyst, ScienceSoft

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

Insurance IT

Finance IT

Healthcare IT

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

By 2035, at least 60% of health payers will offer some form of behavior-based insurance alongside traditional coverage types, ScienceSoft's research shows.

Vital Soupel

DeFi & Blockchain Consultant and Senior Business Analyst, ScienceSoft

Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth

Finance IT

Blockchain

Investment IT

Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth

By 2030, the global market for tokenized real estate will reach $3 trillion and represent 15% of the real estate AUM, ScienceSoft's research team predicts.

Dimitry Senko

Lending IT Consultant and Senior Business Analyst, ScienceSoft

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lending IT

Banking IT

Finance IT

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lenders need powerful data processing and analytics features for efficient capital allocation, but this is exactly what their legacy tools fail to provide.

Olga Vinichuk

Insurance IT Consultant and Lead Business Analyst, ScienceSoft

Automating Risk Assessment in Health Insurance: Five Digital Strategies for Various Budgets

Insurance IT

Finance IT

Digital Transformation

Automating Risk Assessment in Health Insurance: Five Digital Strategies for Various Budgets

Discover five digital strategies (with costs) to automate risk assessment in health insurance and pick the one that best fits your transformation budget.

Stacy Dubovik

Financial Technology and Blockchain Researcher, ScienceSoft

AI Enables Nearly Autonomous Health Insurance Budgeting, But Human Checks Are Still a Must

Insurance IT

Finance IT

Digital Transformation

AI Enables Nearly Autonomous Health Insurance Budgeting, But Human Checks Are Still a Must

AI boosts financial planning accuracy and efficiency, but it shouldn't be an autonomous decision-maker, says Olga Vinichuk at ScienceSoft.

Stacy Dubovik

Financial Technology and Blockchain Researcher, ScienceSoft

Still Budgeting Health Insurance in Spreadsheets? Here's a More Effective Tech Stack

Insurance IT

Finance IT

Digital Transformation

Still Budgeting Health Insurance in Spreadsheets? Here's a More Effective Tech Stack

Explore specialized budgeting solutions that help health insurers create and adjust budgets 65–80% quicker and boost the FP&A team's productivity by 40–80%.

Stacy Dubovik

Financial Technology and Blockchain Researcher, ScienceSoft

Fully Digital Insurance Is Already Here. See How It Boosts Sales, Underwriting, and Claims

Insurance IT

Finance IT

Digital Transformation

Fully Digital Insurance Is Already Here. See How It Boosts Sales, Underwriting, and Claims

Many talk digital transformation in insurance these days, but it’s hard to find case studies supported by concrete results. Here are three real stories.

Dimitry Senko

Lending IT Consultant and Senior Business Analyst, ScienceSoft

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

Lending IT

Banking IT

Finance IT

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

How to leverage new borrower data, AI-powered risk analytics, and process automation tools for fairer and more profitable credit underwriting strategies.

Olga Vinichuk

Insurance IT Consultant and Lead Business Analyst, ScienceSoft

Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns

Insurance IT

Finance IT

Healthcare IT

Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns

Health insurance automation can help reduce operational costs without cutting staff, but software TCO may become a new budget drain if not managed well.

Mary Zayats

Head of Technology and Competency Development, Financial IT Principal Consultant, ScienceSoft

Building a Mobile Payment App Gen Z Will Love

Finance IT

Banking IT

Mobile Apps

Building a Mobile Payment App Gen Z Will Love

ScienceSoft's Financial IT Consultant advises on winning mobile payment app development strategies and UX-friendly security mechanisms for Gen Z consumers.

Olga Vinichuk

Insurance IT Consultant and Lead Business Analyst, ScienceSoft

A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence

Insurance IT

Finance IT

Healthcare IT

A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence

Health insurers chase intelligent underwriting, but it‘s a high-hanging fruit. Here are win-win strategies and tools to start an AI journey with confidence.

Olga Vinichuk

Insurance IT Consultant and Lead Business Analyst, ScienceSoft

Boosting Customer Experience in Health Insurance: Can You Escape AI?

Insurance IT

Finance IT

Healthcare IT

Boosting Customer Experience in Health Insurance: Can You Escape AI?

For health insurance customer experience, AI is gradually turning from a luxury into a necessity, ScienceSoft’s lead insurance IT consultant says.
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